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What is a Cash Advance?
A Cash Advance is a small loan that is used to help a borrower's unexpected expenses such as bill payments, car
repairs, household emergency repairs or other financial emergencies. Cash Advance Loans can be a great short-
term source of emergency cash.
How does it Work?
1QuickPayday.com is a lending network, NOT a direct lender. All repayment terms and associated dealings are
between you and the lender. Every lender in our network has different loan terms such as the loan amount, the APR
of the loan and repayment schedules. For more information, please visit our how it works page of this site.
How much can I borrow?
How much money you can borrow exactly, depends on a few factors such as the lender we match you with, your
income and employment history and sometimes other factors. Use our "Your Choice" online application and choose
the loan that best fits your needs. If approved money is wired straight into your bank account.
How do I qualify for a loan?
Most lenders will qualify you for a cash advance if you:
1.Have a job or receive regular income.
2.Earn at least $800 per month.
3.Are a U.S. resident at least 18 years old.
4.Have a bank account in good standing.
How much will the loan cost?
The cost of the loan, including fees and APR, will be provided by the lending partner we match you with. The cost of
the loan and APR depend on information in your application. Fees typically range from $15 to $30 per $100
borrowed. Use our simple online application and the terms will be presented to you. If the terms and fees
are not what you are looking for, do not sign the loan agreement.
THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, is not a loan broker, and does not make lending decisions on behalf of lenders. This Web
Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender who makes short-term cash loans
to borrowers who meet its lending criteria. Providing your information on this Web Site does not guarantee that you will be approved for a short term
cash loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse any particular lender or charge
you for any service or product. Not all lenders can provide the maximum amount advertised. Cash transfer times may vary between lenders and may
depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the
states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash
loan, please contact your lender directly. Short term cash loans are meant to address immediate cash needs and are not a long term solution for
financial problems. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.
|2012 - 2014 1QuickPayday.com
Life doesn't follow paycheck schedules. Cars break down, kids get sick, pipes
leak… No matter what your income level is or how well you manage your money,
anyone can come up short. 1QuickPayday.com is here to help you get through
the lean times. We’re not a lender. Rather, we connect you with a vast network of
reputable lenders who compete to offer you the best possible loan option. Forget
standing in line at the corner money store. 1QuickPayday.com will help you get
the money you need without leaving the privacy of your own home.
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